Is Fintech a Blockchain?


Both are Innovative Technologies. The difference between Blockchain and Fintech. Blockchain plays a key role in Fintech innovations, however it is not the same thing, it is simply a factor in the equation. Both Blockchain and Fintech have the potential to change how financial institutes and various industries currently operate.

Who uses Fintech?

Fintech Users uses it and there are four broad categories of users for fintech:

1 B2B for banks

2 Their business clients

3 B2C for small businesses

4 Consumers

Top 10 Fintech Companies contributing to this growing trend, in the process making payments faster, simpler and more secure.

Top Fintech Payment Companies













According to a 2017 study by Capgemini and BNP Paribas, people worldwide will make 726 billion digital transactions by 2020.


“Non-cash payments have increased in volume due to the rise in adoption of digital payment services across all market segments,” Christophe Vergne, cards and payment practice leader at Capgemini, told CNBC.

FinTech Report 2021

China is currently the biggest FinTech market in the world due to its leadership position in Digital Payments, with transaction value reaching US$2,327 billion in 2020. The U.S. is the world’s second largest player and a global financial technology innovation powerhouse. Because of the high disposable income of its population, the U.S. is a clear leader in the Personal Finance segment.

The fintech market share across 48 fintech unicorns is now worth over US$187 billion (as of the first half of 2019). That is slightly over 1% of the global financial industry.

What is the number 1 FinTech company?

Stripe, $35 billion

Its software platform lets businesses accept online payments, with customers ranging from small websites to Amazon and Facebook. In 2019, Stripe launched a new corporate credit card and small business loans, which are automatically repaid from payments it processes for borrowers.


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